You see and hear about interest rates advertised online, on the radio, and TV. So when you call a mortgage lender, you expect to get that low interest rate that was advertised. Unfortunately, that most likely won’t happen. Ninety-nine percent of the time, the advertised interest rate will NOT be the interest rate you get! […]

If you’re even thinking about buying a home in the coming year, now is the time to start giving your credit score the attention it deserves. It can be considered your “one ticket” to homeownership. You want to clearly understand its importance in getting a good mortgage. FICO Recap Lenders use your FICO credit score […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you will learn about down payment options and how much cash you really need (or don’t need) to […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all about what you can afford each month before you determine a price range! As discussed last week, you […]

This week’s article is all about what to say when you first contact a lender.  And, guess what?!  It’s not “How much can I be approved for?” Most people can be approved for much more than they want to spend. I will help guide you through the process with a lender so you know exactly […]

Buying or selling in most markets requires an understanding of not only the seasonal shifts in market activity but also the weekly flow of the market. This ebb and flow is not quite so simple to describe. So Iet’s take a look at it so you can better understand it. Whether you’re listing a home […]

Did an interest rate catch your attention the last time you were looking online?  Maybe you’ve been thinking about buying a home, buying an investment property, refinancing, or getting a line of credit? However, it’s very rare that the interest rate you see online will be the one you get from a lender. There are […]

This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re worth the risk to lend you money, and this series will  help you learn some […]

Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. […]

Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. […]